MICAH JOHNSON MORTGAGE TEAM
at One Brokerage
Micah Johnson
Mortgage Broker
NMLS ID: 1555495
​
Atlanta, GA
Direct: (404) 919-5885
Hello, I'm Micah, a Mortgage Broker with The One Brokerage. My team and I are committed to simplifying the mortgage process for you. Our priority is outstanding customer service, providing comprehensive information, and empowering you to make the most informed decision when it comes to your real estate financing needs. Reach out anytime via email, text, or phone.
WHY WORK WITH US?
We're here to make home financing affordable and transparent. In an industry full of big banks with poor service and online lenders with no accountability, we pride ourselves on world class service and expert knowledge on both an industry wide and local level.
Once you make a confident and educated decision, communication is the key to a smooth closing and is one of our best practices. We have developed a proprietary system known as 5-Star Communication. Simply put, we keep you, as well as all other interested parties, updated on the approval process.
PRODUCTS
Conventional Loans
Standard conventional loans typically offer the best terms available when buying a home.
Jumbo Loans
Any loan over the county conforming limit
DSCR/Short Term Rental
The debt-service coverage ratio (DSCR) is a measure of the cash flow available to pay current debt obligations.
VA/FHA Loans
Arguably the best way to get into a first property with low down payment requirements!
Commercial Loans
A la carte financing options for commercial real estate needs under $5 million.
BRRRR Strategy Financing
The BRRRR (Buy, Rehab, Rent, Refinance, Repeat) Method is a real estate investment strategy that involves flipping distressed property…
NONQM Loans
Any loan that is not underwritten according to conforming guidelines
HELOC
Use the equity in your home for any reason – from debt consolidation to home improvements.
Bridge Financing
Short-term financing solution used to "bridge" the gap between acquisition and stabilization with a longer term financing option.
